This website and its contents are for general information only. Affin Pheim Group makes no representations as to their accuracy, completeness, or reliability. Specifically, Affin Pheim Group does not represent or warrant that access to the information, materials, products, and services on this website will be uninterrupted or error-free, that defects will be corrected, or that the service, software, or the server that makes them available are free of viruses or other harmful components. Where a link is provided to another website, this does not imply any official endorsement of or responsibility by Affin Pheim Group for the information, materials, or products presented at those external links nor does Affin Pheim Group guarantee or represent the accuracy, correctness, or reliability of the information and materials provided thereof.
No information made available on this website is or purports to be investment advice or other advice or is intended to provide the basis of any evaluation. Nor should any such information be considered a recommendation by Affin Pheim Group to purchase, hold, or sell any investment products. An investment in any products or services mentioned on this website carries risks, including the possible loss of principal invested, and may not be suitable for all investors. Investors are advised to read and understand the relevant Prospectus, Information Memorandum and Product Highlights Sheet (where applicable) before making any investment decision and to consider the risks disclosed therein. For Shariah-compliant funds, the funds are managed in accordance with Shariah principles and are subject to the specific risks and limitations disclosed in the relevant Prospectus or Information Memorandum. Investors are advised to contact us for further information regarding any products or services mentioned on this website.
Past performance is not indicative of future performance and any income distributions or returns are not guaranteed. Affin Pheim Group acts neither as an adviser to, nor owes any fiduciary duty to any person accessing the website. If you are in any doubt about any information or materials made available on the website, you should seek independent advice. The information contained in the website is not tailored for any particular potential investor, does not have any regard to the specific objectives, financial situation, and particular needs of any specific person, and therefore does not constitute individual investment advice. Any person accessing information on the website should also be aware that such information may contain additional disclaimers or limitations on liability and should read and make themselves aware of any such disclaimers.
The Affin Pheim Group and its related corporations may from time to time have interests in, or provide services to, issuers, companies or financial instruments referred to in this Report. In no event shall Affin Pheim Group be liable for any direct, indirect, punitive or consequential loss or damage including, without limitation, damages for loss of use, data or profits arising out of or in any way connected with the use or performance of this website, with the delay or inability to access this website, the provision of or failure to provide services, or for any information, software, products, services, and related graphics obtained through this website, or otherwise arising out of the use or reliance on information or materials provided in this website, whether based on contract, tort, strict liability or otherwise.
The information contained on this website is not directed at, nor intended for distribution to or use by, any person or entity in any jurisdiction where such distribution, publication, availability or use would be contrary to applicable laws or regulations. If you do not agree to or are not satisfied with this website or its contents, your sole, and exclusive remedy is to discontinue your use of the website. Affin Pheim Group reserves the right to modify, add, remove, or amend any or all of the contents or materials on the website at any time at its absolute discretion.
Affin Pheim Asset Management Sdn. Bhd., Affin Pheim Islamic Asset Management Sdn. Bhd. and Affin Pheim Unit Trusts Berhad are licensed and regulated by the Securities Commission Malaysia.
This write up, commentary or report (collectively “Report”) is issued by Affin Pheim Group on the basis that it is only for the information of the particular person to whom it was provided. Past performance is not indicative of future performance and any income distributions or returns are not guaranteed.
This Report has been prepared by our sales, trading, and/or marketing employees covering market events, market conditions, companies, financial instruments including derivatives, commodities, interest rates or currencies and as such does not constitute independent research or investment advice prepared by licensed Research Analysts. The information here is not intended to constitute “research” or “investment advice” as it is defined by applicable laws, rules or regulations of the jurisdiction from which this Report is sent.
This Report has been prepared for information purposes only and is not intended as an offer to sell or a solicitation to buy any investment products or any other products and does not take into account your investment objectives, financial situation, risk return preferences and particular needs. Any forecasts, projections, estimates or forward-looking statements contained in this Report are based on assumptions and current market conditions and are subject to change without notice. Actual results may differ materially from those anticipated.
The value of investments and income derived from them may fall as well as rise and investors may not recover the full amount invested. The contents of this Report do not constitute independent investment advice or an independent recommendation relating to an investment or investment strategy and therefore should not be construed as a guarantee of future market performance. It has been prepared without regard to your individual financial circumstances and your objectives. Affin Pheim Group has no obligation to update its opinion or the information in this report and Affin Pheim Group recommends that you independently evaluate particular investments and strategies and seek the advice of an investment adviser prior to entering into any transaction. The appropriateness of a particular investment or strategy will depend on your individual circumstances and objectives. The value of investments and income derived from them may fall as well as rise and investors may not recover the full amount invested.
The information herein was obtained or derived from sources that Affin Pheim Group believes are reliable, but while all reasonable care has been taken to ensure that statements herein are presented accurately and our opinions are fair and reasonable based on such sources, we do not represent that the information and statements herein are adequate, accurate, reliable, or complete and they should not be relied upon as such. All opinions and estimates included in this report constitute our views as of this date and are subject to change without notice. Any forecasts, projections, estimates or forward-looking statements contained in this Report are based on assumptions, expectations and current market conditions and are subject to change without notice. Actual results may differ materially from those anticipated. The Affin Pheim Group and its related corporations may from time to time have interests in, or provide services to, issuers, companies or financial instruments referred to in this Report.
Affin Pheim Group is not acting as your advisor and does not owe any fiduciary duties to you and no reliance may be placed on us for advice, strategy, ideas, or recommendations of any sort in connection with this Report. Nothing in this Report shall constitute legal, accounting, or tax advice, or a representation that any transaction or investment is appropriate for you.
Affin Pheim Group makes no representations or warranties, express or implied, with respect to the accuracy of the information in this Report or its fitness for any particular purpose and does not accept any liability (including, but not limited to, any direct, indirect, or consequential losses, loss of profits and damages) for any use you or your advisors may make of the contents of this Report or for any loss that may arise from the use of this Report or reliance by any person upon the information or opinions provided in this Report.
This Report is not directed to or intended for distribution to or use by any person or entity who is a citizen or resident of or located in any locality, state, country or other jurisdiction where such distribution, publication, availability, or use would be contrary to law or regulation.
By receiving or accessing this Report, you agree to the foregoing terms and confirm that it is lawful for you to receive or have access to this Report.
This Report may not be copied, reproduced, distributed or published by any recipient for any purpose unless the Affin Pheim Group’s prior written consent is obtained.
If at any time any provision or part of any provision, of this disclaimer is, or becomes, illegal, invalid, or unenforceable in any respect under any applicable laws, that shall not affect the legality, validity or enforceability of any other provision, or part of that provision, of this disclaimer.