Private Mandate

Private Mandate

A tailor-made wealth management solution from Affin Pheim Asset Management, designed for corporate and high-net-worth investors who wish to delegate investment decisions to a professional team.

What is a Private Mandate?

Private Mandate is a form of tailor-made wealth management solution where investing decisions, guided by predetermined risk parameters, are at the discretion of an investment manager. It is a popular choice among corporate and high-net-worth investors who wish to delegate this responsibility to a professional with sufficient resources to closely monitor and navigate market uncertainties.

Step 1

Investment Objective

Clients can choose the investment objective of the mandate to be capital preservation, steady income or capital growth. Our fund managers will then select the appropriate securities to meet those objectives.

Capital preservation

A conservative investment strategy where the primary goal is to preserve capital and prevent loss in a portfolio.

Steady income

A balanced investment strategy that seeks assets that can deliver a steady income supplement and some capital gains.

Capital growth

An aggressive investment strategy that seeks growth opportunities in order to generate long-term capital appreciation.

Step 2

Investment Principles

Clients may select the investment principles that fund managers should follow to meet the client’s investing preferences.

Conventional investing

No additional investment restrictions, giving fund managers flexibility to invest across eligible stocks.

Shariah investing

For clients who wish to invest in securities that comply with Shariah principles.

ESG investing

Incorporating long-term environmental, social and governance risks and opportunities into the investment process to generate long-term value.

Step 3

Asset Allocation

Clients can customise the asset classes by investing into multiple financial instruments in the portfolio.

Asset classes available in a private mandate, including equities, fixed deposits, bonds, collective investment schemes, cash and money markets

Step 4

Selected Market

Be it regional or domestic, clients can choose to invest anywhere around the world depending on their risk appetite.

Selected regional markets of the mandate: Greater China, Domestic Malaysia, ASEAN and Asia Ex-Japan

Step 5

Investment Restriction & Limits

Clients may also set investment limits and restrictions in the portfolio to restrict purchases that are against the client’s needs.

Investment restrictions and limits that can be applied to a private mandate

Step 6

Investment Strategy

There are two fundamental styles of investing: Growth Investing and Value Investing.

Growth investing

An investment methodology that focuses on the future earnings potential of companies expected to grow faster than their sector or the broader market. Growth investors tend to seek out emerging sectors and companies and capture the upside from those areas.

Value investing

An investment methodology that focuses on acquiring stocks that appear to trade below their intrinsic value, and selling when prices better reflect the company’s long-term fundamentals. Value investors look for sound financials rather than trendy names.